Borrowell Review 2022: Ozcar Free Credit Score

Ozcar Free Credit Score

In the past few years, it has ended up being much easier, simpler as well as cheaper for Canadians to promptly and firmly acquire their complimentary credit history as well as credit report promptly online.

Before 2016, the very best way for Canadians to obtain their credit history record and also credit report online was to get a complimentary trial of Equifax’s costs solutions, or to sign up for Transunion’s similar offering.

Luckily, late in 2016 a leading online financing carrier, Borrowell, partnered with Equifax to use complimentary credit scores reports and scores to all Canadian customers. This considerably changed the sector landscape over night.

Sign up with over 2 million various other Canadians as well as promptly get your totally free credit history and also cost-free credit history report now Free Credit Score and Credit Report From Borrowell

Who is Borrowell?

Borrowell is a Toronto based fintech business with the goal of making monetary prosperity feasible for all Canadians. They give access to on-line credit history education and learning, innovative credit devices.

They were the initial company in Canada to bring complimentary credit reports and scores from Equifax to the on-line masses.

They additionally pioneered the idea of an AI powered credit train with their Molly credit train offering. Molly makes individualized suggestions about just how to boost credit report, and what debt items would be finest fit to each client based on their certain credit score record variables.

In July of 2022 they launched Borrowell Rent Advantage which is the first item to enable Canadians to construct their debt just by paying their rent every month in a timely manner. Since press time, this service is only being supplied to pick Borrowell clients at a subscription price of $5 per month.

What Does Borrowell Offer?

Free Credit Scores Report as well as Rating:

Borrowell has aided greater than 2 million Canadians by giving them with the devices they require to much better understand, master and also handle their credit report. Taking advantage of this offer takes less than 3 mins, as well as does not have any type of adverse effect on your score (referred to as a soft debt inquiry).

Credit Scores Builder

A newer offering only readily available to choose Borrowell customers, this product is a credit report building savings financing that sets you back $10/monthly, possibly improves your credit report, as well as provides you back $240 in financial savings at the end of the term.

Bank Card Comparisons

Borrowell has partnered with numerous leading financial institutions such as BMO and also Scotiabank to provide a series of bank card options for Canadian consumers with all various kinds of credit rating accounts. Their AI powered credit history train Molly aids in this process.

Personal Financings

After acquiring your Equifax Credit score Record as well as Score, Borrowell displays a variety of vetted instalment lending supplies from their financial institution partners, tailored to your credit score. Although Borrowell does not use financings straight, they do offer a convenient means to swiftly contrast car loans from relied on partners.


Similar to their customized AI-powered charge card as well as funding suggestions, they additionally enable Canadians in the market for a mortgage a quick way to compare rates, as well as have a far better opportunity of getting the best offer as well as price possible.


Contrast banking solutions in a convenient way with Borrowell’s bank contrast tool that assists locate as well as advise the best financial items for you

Insurance Coverage

Canadians can compare insurance policy items on-line with Borrowell in addition to learning more about as well as taking control of their credit report.

Rent Advantage

Declared in July 2022, Borrowell Rent Advatage allows Canadians to develop debt with their rent for just $5/month. As this product was just introduced, even more details are sure to adhere to as it rolls out to all Canadians.

To conclude, by offering such a variety of financial tools and also suggestions, Borrowell seeks to be the one quit store that Canadians think about first when it pertains to any aspect of the personal financial resources.

Borrowell Firm Details

Borrowell Business Description

Banks in Toronto, Ontario

Borrowell Explains itself as adheres to: Borrowell is a happily Canadian business with a solitary goal in mind: to aid individuals make fantastic decisions about credit score. This is why we were the first in Canada to supply free credit rating as well as reports from our companion, Equifax, Canada’s largest debt bureau.

Borrowell Address

1 University Ave, Toronto, ON M5J 2P1
( Mobility Device Accessible).

Borrowell Products

Free Credit Score.
Free Credit Rating Record.
Credit scores Coach.
Credit Builder.
Rent Advantage.

Borrowell Google Review Summary

Borrowell has 4.5 stars on Google Reviews compiled from over 700 testimonials.

Borrowell Recent Purchases

2021 – Refresh Financial.

Borrowell Leadership Team/ Key People

Andrew Graham – Co-Founder & CHIEF EXECUTIVE OFFICER.
Eva Wong – Founder & COO.
Lisa Brown – VP, People & Society.
Jeff Yim – CFO, Money.
Simon Wyse – VP, Profits.
Wilson Pappo – VP, Product.
Amruta Karmarkar – VP, Engineering.