Borrowell Review 2022: Kramer Free Credit Report

Kramer Free Credit Report

In the past few years, it has became much easier, much easier and also more affordable for Canadians to rapidly and also securely acquire their free credit score as well as credit rating record instantaneously online.

Prior to 2016, the very best method for Canadians to get their credit scores report and also credit rating online was to obtain a totally free test of Equifax’s costs services, or to register for Transunion’s comparable offering.

Luckily, late in 2016 a leading on the internet loan supplier, Borrowell, partnered with Equifax to offer free credit scores reports and ratings to all Canadian consumers. This dramatically shifted the market landscape overnight.

Join over 2 million various other Canadians and also instantaneously get your cost-free credit score and also free credit scores report now Free Credit Score and Credit Report From Borrowell

Who is Borrowell?

Borrowell is a Toronto based fintech firm with the goal of making economic prosperity feasible for all Canadians. They supply access to online credit score education and learning, cutting-edge credit rating devices.

They were the first business in Canada to bring complimentary credit score reports and scores from Equifax to the on the internet masses.

They additionally originated the principle of an AI powered credit report train with their Molly debt trainer offering. Molly makes tailored referrals concerning how to improve credit history, as well as what credit rating products would be finest matched to each client based upon their certain credit rating report variables.

In July of 2022 they launched Borrowell Rent Advantage which is the initial product to enable Canadians to develop their debt just by paying their rent every month on schedule. As of press time, this service is only being supplied to pick Borrowell consumers at a membership rate of $5 per month.

What Does Borrowell Deal?

Free Debt Record as well as Rating:

Borrowell has actually assisted greater than 2 million Canadians by providing them with the devices they need to much better comprehend, master as well as manage their credit history. Making the most of this deal takes less than 3 minutes, and also does not have any negative effect on your score (referred to as a soft credit report inquiry).

Credit History Builder

A more recent offering just available to choose Borrowell customers, this product is a credit history structure financial savings finance that costs $10/monthly, possibly enhances your credit history, as well as offers you back $240 in savings at the end of the term.

Charge Card Comparisons

Borrowell has partnered with numerous leading banks such as BMO and also Scotiabank to offer a series of credit card options for Canadian consumers with all different types of credit history accounts. Their AI powered credit scores instructor Molly help in this process.

Personal Car Loans

After getting your Equifax Credit Report as well as Score, Borrowell shows a variety of vetted instalment funding offers from their financial institution partners, tailored to your credit report. Although Borrowell does not supply loans directly, they do supply a hassle-free way to promptly compare fundings from trusted companions.

Home Loans

Similar to their personalized AI-powered charge card and funding recommendations, they likewise allow Canadians in the marketplace for a mortgage a quick means to contrast rates, as well as have a far better chance of obtaining the most effective deal and rate feasible.


Compare banking remedies in a hassle-free way with Borrowell’s bank comparison device that assists discover and suggest the ideal financial products for you


Canadians can contrast insurance coverage items on-line with Borrowell in addition to learning about as well as taking control of their credit rating.

Rent Advantage

Declared in July 2022, Borrowell Rent Advatage permits Canadians to develop credit scores with their rent for only $5/month. As this product was simply introduced, more information make sure to comply with as it rolls out to all Canadians.

In conclusion, by offering such a wide variety of economic devices and recommendations, Borrowell seeks to be the one stop shop that Canadians think about first when it involves any kind of aspect of the individual finances.

Borrowell Firm Details

Borrowell Company Description

Banks in Toronto, Ontario

Borrowell Explains itself as complies with: Borrowell is a happily Canadian company with a single goal in mind: to help individuals make excellent choices regarding credit score. This is why we were the initial in Canada to provide cost-free credit rating and also reports from our companion, Equifax, Canada’s biggest credit score bureau.

Borrowell Address

1 University Ave, Toronto, ON M5J 2P1
( Wheelchair Accessible).

Borrowell Products

Free Credit Report.
Free Credit Rating Record.
Credit scores Coach.
Credit Builder.
Rent Advantage.

Borrowell Google Evaluation Summary

Borrowell has 4.5 stars on Google Reviews put together from over 700 testimonials.

Borrowell Current Procurements

2021 – Refresh Financial.

Borrowell Management Group/ Secret Individuals

Andrew Graham – Founder & CEO.
Eva Wong – Co-Founder & COO.
Lisa Brown – VP, Individuals & Society.
Jeff Yim – CFO, Money.
Simon Wyse – VP, Revenue.
Wilson Pappo – VP, Item.
Amruta Karmarkar – VP, Engineering.