Borrowell Review 2022: Best Free Credit Score Canada

Best Free Credit Score Canada

In the past couple of years, it has became much less complex, less complicated as well as less costly for Canadians to swiftly and also securely get their cost-free credit report and also credit history record immediately online.

Before 2016, the very best method for Canadians to obtain their credit report and also credit report online was to obtain a cost-free test of Equifax’s premium services, or to register for Transunion’s similar offering.

Fortunately, late in 2016 a leading online financing carrier, Borrowell, partnered with Equifax to supply complimentary credit scores records and scores to all Canadian customers. This dramatically moved the sector landscape overnight.

Join over 2 million various other Canadians and also promptly get your complimentary credit report as well as free debt report now Free Credit Score and Credit Report From Borrowell

Who is Borrowell?

Borrowell is a Toronto based fintech company with the goal of making monetary success feasible for all Canadians. They offer accessibility to on the internet credit score education and learning, cutting-edge credit tools.

They were the very first firm in Canada to bring complimentary credit history records as well as ratings from Equifax to the on the internet masses.

They likewise originated the principle of an AI powered debt train with their Molly credit report trainer offering. Molly makes individualized suggestions about how to enhance credit report, and what credit history products would be finest fit per client based on their certain credit report factors.

In July of 2022 they launched Borrowell Rent Advantage which is the initial item to permit Canadians to build their credit rating merely by paying their rent every month in a timely manner. Since press time, this solution is only being supplied to pick Borrowell customers at a subscription rate of $5 each month.

What Does Borrowell Deal?

Free Credit Scores Report and also Score:

Borrowell has actually assisted more than 2 million Canadians by giving them with the tools they require to better comprehend, master and handle their credit report. Making the most of this offer takes less than 3 minutes, as well as doesn’t have any kind of adverse influence on your rating (called a soft credit report questions).

Credit Rating Builder

A newer offering only available to select Borrowell consumers, this product is a credit rating structure cost savings financing that costs $10/monthly, possibly improves your credit report, as well as provides you back $240 in savings at the end of the term.

Bank Card Comparisons

Borrowell has partnered with numerous leading financial institutions such as BMO as well as Scotiabank to provide a variety of credit card choices for Canadian consumers with all different sorts of credit rating accounts. Their AI powered debt instructor Molly help in this process.

Personal Finances

After getting your Equifax Credit report Report and also Rating, Borrowell shows a series of vetted instalment car loan supplies from their financial institution companions, tailored to your credit report. Although Borrowell does not provide car loans straight, they do provide a convenient way to rapidly compare lendings from trusted companions.


Comparable to their customized AI-powered charge card as well as lending suggestions, they likewise enable Canadians on the market for a home loan a quick way to contrast rates, as well as have a much better possibility of obtaining the best offer and price feasible.


Compare banking options in a practical method with Borrowell’s financial institution comparison tool that aids find as well as suggest the ideal financial items for you


Canadians can compare insurance products on-line with Borrowell along with finding out about as well as taking control of their credit rating.

Rent Advantage

Revealed in July 2022, Borrowell Rent Advatage allows Canadians to develop credit report with their rent for only $5/month. As this product was just introduced, even more details make certain to comply with as it turns out to all Canadians.

To conclude, by using such a large range of monetary tools and referrals, Borrowell looks for to be the one quit shop that Canadians think about first when it pertains to any aspect of the individual finances.

Borrowell Business Details

Borrowell Company Summary

Financial Institution in Toronto, Ontario

Borrowell Describes itself as complies with: Borrowell is a happily Canadian company with a single objective in mind: to assist people make excellent decisions concerning debt. This is why we were the initial in Canada to provide totally free credit report as well as records from our partner, Equifax, Canada’s biggest credit history bureau.

Borrowell Address

1 University Ave, Toronto, ON M5J 2P1
( Mobility Device Accessible).

Borrowell Products

Free Credit Report.
Free Credit Score Record.
Credit report Train.
Credit Builder.
Rent Advantage.

Borrowell Google Review Summary

Borrowell has 4.5 stars on Google Reviews put together from over 700 evaluations.

Borrowell Current Purchases

2021 – Refresh Financial.

Borrowell Leadership Team/ Key People

Andrew Graham – Co-Founder & CHIEF EXECUTIVE OFFICER.
Eva Wong – Founder & COO.
Lisa Brown – VP, Individuals & Culture.
Jeff Yim – CFO, Finance.
Simon Wyse – VP, Income.
Wilson Pappo – VP, Product.
Amruta Karmarkar – VP, Design.